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Baccarat
Baccarat Rules
The object of baccarat is to obtain a hand with a
point total closest to 9. Aces count as one; 2
through 9 as their face value; tens and picture cards
count as zero. If the value of the hand is ten points
or more, subtract ten, and the remainder is the
baccarat point value of the hand. For example:
7+6=13=3 and 4+6=10=0
certain cases, a third card is dealt to the player or
certain cases, a third card is dealt to the player or
the banker or both (Third Card Rules). Cards are
dealt from a shoe that holds 6 decks of cards. The
decks are shuffled each round.
decks are shuffled each round.
The player closest to 9, wins.
If you bet on the player and the player wins, you
are paid 2 for 1 winnings on your bet.
If you bet on the banker and the banker wins, you
are paid 2 for 1 minus 5% bank commission
(vigorish).
If both the player’s hand and the banker’s hand
have equal totals, the game result is a ‘tie’. If you
have placed a bet on the ‘tie’ field, your payoff is 9
for 1.
Third Card Rules
The following baccarat rule chart governs when the
player and/or the banker will automatically be dealt
(i.e. “draws”) a third card in the baccarat game:
Player
Point Value of First Two Cards:
0 - 5 Draws a card.
6, 7 Stands.
8, 9 “Natural hand”, no further draw.
Banker
Point Value of First
Two Cards: Draws when the player’s
third card is: Does not draw when the
player’s third card is:
0 - 2 Always draws a card.
3 0 - 9 8
4 2 - 7 0, 1, 8, 9
5 4, 6, 7 0 - 3, 8, 9
6 6, 7 0 - 5, 8, 9
7 Always stands.
8, 9 Player cannot draw. Player cannot draw.
Important note: If either the player and /or the
Banker has a total of 8 or 9, they both stand. This
Rule overrides all other rules.